CREDITB RISK ANALYST, JOHANNESBURG

CREDIT RISK ANALYST

JOHANNESBURG

12 MONTH FIXED TERM CONTRACT

Deadline – 4 November 2026

Department – Risk and Compliance

Reports to – Head: Credit Risk

Duration – 12 Months fixed term contract

About the Position:

To assess and monitor credit risk by conducting credit evaluations, preparing risk reports, applying risk rating and pricing models and supporting credit risk controls to enable informed business decisions. The role also contributes to continuous improvement initiatives and participates in credit committee processes.

Responsibilities:

Produce accurate risk reports with commentary and in the correct format;

Perform credit and background searches on applicant companies and the entrepreneurs and directors and prepare a credit and background checking report;

Rate transaction using the risk rating model;

Run the pricing model to propose a final deal pricing having considered risk ratings;

Support continuous development of credit risk capability through feedback in discussions and observations indifferent forums as appropriate;

Recommend improvement actions where appropriate;

Support the building and development of credit metrics, as well as projects to deliver credit risk control;

Attend credit committees;

Perform other ad hoc duties as requested.

Minimum Requirements

Experience/Skills Required:

Minimum 3 years of working experience in the Credit Risk environment;

High-level understanding of the concept of credit risk management;

Report writing skills;

Good technical capability in the use of SQL and MS Excel;

Good communication skills to be able to effectively communicate complex processes and outputs to colleagues with varying levels of technical knowledge

Qualification Requirements:

Bachelor’s degree in Finance or Risk Management

Personal Attributes:

Cognitive Competencies

Analysis and Attention to Detail

Conceptual / Big Picture Thinking

Focused and Sustained Attention

Problem Solving

Tolerance of Ambiguity

Intrapersonal Competencies

Excellence/ Quality Orientation

Rule Orientation

Ethical Judgement

Flexibility

Drive and Results Orientation

Time and Self-Management

Interpersonal Competencies

Interpersonal Agility

Building relationships

Teamwork

Engaging diversity

Communication Competencies

Conflict Management

Presentation and Facilitation

Verbal and Written Communication (incl. Listening)

Functional Competencies

Commercial and Financial Acumen

Process and Technological Competence

Safety and Security Orientation

Mathematical Acumen

Please Note: Should you not receive feedback within 3 months, please consider your application as unsuccessful.